Personal planning is about making arrangements in case you need assistance with managing your financial affairs or making health and personal care decisions. A Will comes into effect only after your death, but what about situations where you need help now due to an accident, illness or disability? In BC, if you are 19 years or older, no one has the automatic right to act on your behalf if you are found incapable. By making a legal plan, you choose who speaks for you. Nidus has plain language information about Representation Agreements, Power of Attorney, Wills, and end of life planning.